THEME: COURAGE AND FAITH 1 John 4:18-19 NIV ”There is no fear in love. But perfect love drives out fear, because fear has to do with punishment. The one who fears is not made perfect in love. We love because he first loved us.“ INSIGHT –Perfect love is the antidote to... Read more

THEME: COURAGE AND FAITH Joshua 1:5-9 NIV ”No one will be able to stand against you all the days of your life. As I was with Moses, so I will be with you; I will never leave you nor forsake you. Be strong and courageous, because you will lead these people... Read more

THEME: COURAGE AND FAITH Numbers 14:6-9 NIV ”Joshua son of Nun and Caleb son of Jephunneh, who were among those who had explored the land, tore their clothes and said to the entire Israelite assembly, “The land we passed through and explored is exceedingly good. If the Lord is... Read more

THEME: ENJOYMENT Ecclesiastes 5:18-19 NIV ”This is what I have observed to be good: that it is appropriate for a person to eat, to drink and to find satisfaction in their toilsome labor under the sun during the few days of life God has given them—for this is their lot. Moreover, when... Read more

THEME: ENJOYMENT Ecclesiastes 2:24-26 NIV ”A person can do nothing better than to eat and drink and find satisfaction in their own toil. This too, I see, is from the hand of God, for without him, who can eat or find enjoyment? To the person who pleases him, God gives wisdom, knowledge... Read more

THEME: ENJOYMENT Psalms 37:3-4 NIV ”Trust in the Lord and do good; dwell in the land and enjoy safe pasture. Take delight in the Lord, and he will give you the desires of your heart.“ INSIGHT –Taking delight in itself is a command that we need to find enjoyment in God. The... Read more

THEME: ENJOYMENT Deuteronomy 6:1-2 NIV ”These are the commands, decrees and laws the Lord your God directed me to teach you to observe in the land that you are crossing the Jordan to possess, so that you, your children and their children after them may fear the Lord your God as long... Read more

THEME: ENJOYMENT 1 Timothy‬ ‭6‬:‭17-18 NIV‬‬‬‬ ”Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. Command them to... Read more

THEME: FINANCIAL MANAGEMENT Ecclesiastes‬ ‭11‬:‭1‬ ‭NKJV‬‬”Cast your bread upon the waters, For you will find it after many days.“ INSIGHT-Financial management cannot be complete without investment. This ensures that the savings are utilized in a more economically viable way to ensure multiplication and growth. When the bread or funds... Read more

THEME: FINANCIAL MANAGEMENT Luke‬ ‭14‬:‭28‬-‭30‬ ‭NIV‬‬‬‬‬‬ ”Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who... Read more